Chattel – movable, tangible property:

(usu. pl.) (14c)

1. Movable or transferable property; personal property; especially, a physical object capable of manual delivery and not the subject matter of real property See chattel security under SECURITY (1). [1]

1. Personal property that visible, tangible, and movable. Animals are included within the definition of chattel.  See movable property. See and compare personal chattels; real chattels. [2]

     Excerpt from Thomas Blount’s Nomo-Lexicon: A Law-Dictionary (1670):

     “That Money is not to be accounted Goods or Chattels, because it is not of it self valuable . . . . Chattels are either personal or real. Personal, may be so called in two respects: One, because they belong immediately to the person of a Man, as a Bow, Horse, etc.  The other, for that being any way injuriously withheld from us, we have no means to recover them, but Personal Actions.  Chattels real, are such as either appertain not immediately to the person, but to some other thing, by way of dependency, as a Box with Charters of Land, Apples upon a Tree, or a Tree it self growing on the Ground. . . . [O]r else such as are issuing out of some immoveable thing to a person, as a Lease or Rent for the term of years. [2]

Types of Chattel:

Chattel Personal – a tangible good or an intangible right (such as a patent). — aka personal chattel.

Chattel Real – a real-property interest that is less than a freehold or fee, such as a leasehold estate (considered a chattel because it lacks the indefiniteness of time essential to real property). — aka real chattel.

Chattel Vegetable – a movable article of a vegetable origin, such as timber, undergrowth, corn, or fruit.

Local Chattel – personal property that is affixed to land.

Unique Chattel – a chattel that is absolutely irreplaceable because it is one of a kind.

Legal Terms Pertaining to Chattel:

chattel lien. See mechanic’s lien under LIEN.

chattel mortgage. See MORTGAGE.

chattel-mortgage bond. See BOND (3).

chattel paper. (1935) A writing that shows both a monetary obligation and a security interest in or a lease of specific goods. UCC § 9-102(a)(11).  *  Chattel paper is generally used in a consumer transaction when the consumer buys goods on credit.  The consumer typically promises to pay for the goods by executing a promissory note, and the seller retains a security interest in the goods. See SECURITY AGREEMENT,

     UCC § 9-102(a)(11) defines chattel paper as:

     “‘Chattel paper’ means a record or records that evidence both a monetary obligation and a security interest in specific goods, a security interest in specific goods and software used in the goods, a security interest in specific goods and license of software used in the goods, a lease of specific goods, or a lease of specific goods and license of software used in the goods. . . . The term does not include (i) charters or other contracts involving the use or hire of a vessel or (ii) records that evidence a right to payment arising out of the use of a credit or charge card or informa‘ tion contained on or for use with the card. If a transaction is evidenced by records that include an instrument or series of instruments, the group of records taken together constitutes chattel paper.

electronic chattel paper. (1998) Chattel paper evidenced by a record or records consisting of information stored in an electronic medium and retrievable in perceivable form. UCC § 9-102(a)(31).

tangible chattel paper:

Chattel paper evidenced by a record or records consisting of information inscribed on a tangible medium.  UCC § 9-120(a)(79).

chattel security. See SECURITY (1). 

chattel mortgage [more gej] Amen. gage on personal property. Prior to the Uniform Commercial Code, a chattel mortgage was the preferred form of agreement for creating a security interest in goods. See secured transaction;

security agreement.

chattel paper [pay ~ per] As defined by the Uniform Commercial Code, a document that reflects both a debt and a security interest in specific goods. See secured transaction. [2]


Disclaimer: All material throughout this website is pertinent to people everywhere, and is being utilized in accordance with Fair Use.

[1]: Black’s Law Dictionary Deluxe Tenth Edition by Henry Campbell Black, Editor in Chief Bryan A. Garner. ISBN: 978-0-314-61300-4

[2]:  Ballantine’s Law Dictionary Legal Assistant Edition
by Jack Ballantine 
(James Arthur 1871-1949).  Doctored by Jack G. Handler, J.D. © 1994 Delmar by Thomson Learning.  ISBN 0-8273-4874-6.

[3]: Thomas Blount, Nomo-Lexicon: A Law-Dictionary (1670).


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